Emigrant Mortgage Company is a wholly owned subsidiary of Emigrant Bank. Mr. Ruffin’s primary role at Emigrant Mortgage Company is to originate commercial and residential mortgages. Mr. Ruffin has over 15 years of experience originating commercial and residential loans. Before joining Emigrant Mortgage Company Mr. Ruffin was the Managing Director of Davenport Capital Markets. Mr. Ruffin’s role at Davenport Capital Markets focused n originating permanent, bridge and mezzanine commercial loans for various property types. Previous to Davenport Capital Markets Mr. Ruffin was a Client Manager in the Commercial Term Lending division of J.P Morgan Chase. While at J.P Morgan Chase Mr. Ruffin focused on originating multifamily and mixed use commercial loans. Mr. Ruffin holds a JD/MBA and a NY Real Estate Broker’s License.
AREAA, Gotham, CURE, CAREAA and ARG
Emigrant Mortgage Company is the residential real estate lending division of Emigrant Bank. Emigrant Bank is the oldest privately owned bank in New York City and is one of the largest privately owned banks in the United States. Emigrant provides commercial and residential real estate financing in New York, New Jersey, Massachusetts, Connecticut, and Florida. Emigrant specializes in providing financing for U.S citizens and foreign nationals of owner occupied or investment 1 to 4 family, condo and co-op properties. Emigrant is a true foreign national lender, relying on non us assets and income for qualification purposes.